Customer First, Value Next: The Executive Playbook for AI-Driven Omnichannel Personalization and Customer-Centric Growth

Przednia okładka
Mariusz Gromada, 25 gru 2025 - 372

Your customers do not need more campaigns. They need better decisions.

Most large organizations have more data, channels, offers, and AI tools than ever. Yet customers still receive disconnected messages, irrelevant offers, and constant contact pressure. The result: wasted budget, rising churn, and customers who stop listening.

Customer First, Value Next is a practical executive playbook for replacing campaign-driven marketing with an always-on customer decisioning model — one that understands context in real time, chooses the next best action, and orchestrates every channel as a single, coherent conversation. It treats artificial intelligence pragmatically: machine learning, real-time decisioning, and generative AI applied where they create measurable customer value, not where the hype points.

It is built on more than twenty years of hands-on experience across banking and telecommunications — building customer intelligence, CRM, and personalization at scale in large B2C organizations, most recently as a senior executive at a major retail bank. The examples come from banking and financial services; the operating model applies to any large B2C organization built on long-term relationships: telecom, insurance, retail, e-commerce.

One playbook, four levels — strategic, tactical, operational, and technical — with business value as the common thread. Inside, you will learn how to:


Strategy: make the case for customer-centric growth, connect trust to the P&L, and defend the investment in the CFO's language

Customer Intelligence: combine the voice of the customer with behavioral and real-time data into one picture of customer needs

Tactics: apply 16 field-tested tactics — propensity models, recommendation engines, next best action arbitration, incremental uplift modeling, GenAI-powered content

Operations: move from product push to contextual service, with marketing automation that controls contact pressure instead of adding to it

Technology: design the Personalization Factory on the Senses–Brain–Voice architecture and the principles of AI by Design and Real-Time by Design

Measurement: track what matters — incremental ROI, customer lifetime value, retention and churn — instead of vanity metrics

Execution: build the team, the governance, and a pragmatic first-90-days plan

This is a business book first. It favors decision criteria over definitions and production experience over theory: what to build, in what order, and how to prove that it works. Artificial intelligence is not treated here as a threat to the human touch — used well, it becomes a megaphone for empathy, the only way to serve millions of customers personally.

Written for executives and senior leaders in customer experience, CRM, growth, marketing, digital, data, and technology. Designed as a richly illustrated playbook — 370+ pages of frameworks, diagrams, and checklists — at its best in print or on a large screen.

Stop running campaigns. Start having conversations. Understand the customer first. The value will follow.

 

Wybrane strony

Spis treści

Acknowledgements
7
Introduction
13
Foundations
29
The Engine Room
111
The Boundaries of Autonomy
329
Glossary and Lists
333
References
351
Appendices
355
Comprehensive Table of Contents
361
Prawa autorskie

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Informacje o autorze (2025)

MARIUSZ GROMADA is a senior banking executive and builder with more than 20 years of experience at the intersection of customer strategy, data science, and technology in large-scale B2C environments. Currently serving as Chief Retail Customers & Omnichannel at a major bank in Poland, he helps turn customer-centric ambition into measurable growth through AI-driven personalization, integrated channel strategy, modern sales support tools, and pragmatic operating models that work in the real world – not just on slides.

His work spans the full loop: understanding customer needs with analytical rigor, activating that insight through CRM, personalization and next-best-action orchestration, supporting sales and service channels with better tools and workflows, and measuring impact transparently. He is particularly focused on “AI by design” approaches that replace campaign noise with always-on relevance – keeping trust, control, business accountability, and human value at the center.

A Philosophy of End-to-End Ownership

Mariusz holds the conviction that we live in an era of unprecedented possibility, where the democratization of high-end tools and knowledge has collapsed barriers to creation. He believes that today, with enough discipline, curiosity, and ownership, an individual can build meaningful capabilities across different fields – not by becoming a superficial generalist, but by combining depth, execution, and the willingness to take responsibility for the whole outcome.

His professional identity reflects this multidimensional approach:

Executive Leadership: Transforming high-level strategies into scalable solutions. At a top-tier bank, Mariusz orchestrates complex customer growth, omnichannel, analytics, personalization, and sales support ecosystems that serve millions of customers daily, bridging the gap between business priorities, technology architecture, data capabilities, and measurable impact.

Writing & Publishing: With Customer First, Value Next, he offers a strategic playbook for the AI era. True to his philosophy, Mariusz personally oversaw the entire publishing process – from writing and translation to editing, DTP layout, interior design, and publishing preparation – demonstrating end-to-end ownership of the final product.

Industry Speaking: A recognized voice in the sector and a regular contributor to major forums (e.g., MIT Sloan Management Review, Forbes, Business Insider, European Financial Congress). Mariusz frequently takes the stage to debunk hype and share practical insights on AI adoption, digital transformation, omnichannel growth, personalization, and the future of customer relationships.

Software Engineering: Creator of mXparser, a global mathematical expression parser with 5M+ downloads, and the Scalar mobile app, with 400k+ downloads. He doesn’t just talk about technology; he builds it and maintains open-source projects used by developers worldwide.

Science Popularization: A mathematician passionate about sharing knowledge. His educational blog, MathSpace.pl, attracts hundreds of thousands of readers seeking answers to complex mathematical questions, ranging from classification trees to number theory.

Music Composition & Production: Creator of the progressive metal project RELEARN. He composes, performs, records, mixes, and produces complex instrumental works, bridging mathematical logic, structure, rhythm, and human emotion.

His Mission: To help organizations use AI not to replace the human connection but to make it more consistent, relevant, and scalable.

Informacje bibliograficzne